OSW November Period Rakes In 18.78% ROI

The month of November has come to a close, as Oceanside Wealth has completed it’s first period of forex trading in which daily updates were available on the main site.

It was quite the interesting month. At the beginning, we saw a single outstanding and essentially ridiculous day of about 9.5%. The following day resulted in a negative return; however, the three day period alone still totaled about 5% ROI. After that point, each trading day gradually increased the monthly performance.

The second highest ROI day was the 25th of November, yielding over 1.5%. The vast majority of individual days showed an ROI above 0.5%; in fact, OSW had 7 days during November in which the daily ROI exceeded 1.00%!

The monthly total was 18.78% ROI.

In calculating member’s profit, remember that Oceanside Wealth members get to keep 70% of the forex profits. The OSW traders earn a 20% fee. 5% goes toward OSW Administration expenses, and the remaining 5% goes toward direct referral’s commission.

So, for the month of November, members keep to withdraw or compound about 13.15% of their initial investment. Here are a few examples of what some initial investments would have yielded:

$1,000 –> $131.50

$3,500 –> $460.25

$12,000 –> $1578.00

As you can see for yourself, Oceanside wealth forex accounts in the $3-5K range are producing a considerable side income. And once you start looking at 5-figure accounts, you’re also looking at a 4-figure profit for the month!

Trading results from yesterday, December 1, 2008, were already posted: 0.975%. The month is already off to a strong start, and many of us are looking forward to another double-digit ROI. Maybe even above 20% this month…who knows? It’s happened before; it can happen again! 😉

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– Ryan

RyzOceanside@yahoo.com

www.OceansideWealthBusiness.com

Oceanside Wealth 11/22/2008 Webinar Canceled

The Oceanside Wealth webinar on Saturday, 11/22/2008 was canceled in the middle of the set-up process around 1:30 PM (EST). The webinar started up with the usual automatic welcoming process at 1:00 PM (EST), and after a few minutes progressed, users began to wonder why they weren’t hearing the standard vocal greeting from Walker Geist.

— — —

So…What Happened??

It turns out that the audio components of the webinar software was malfunctioning. JD and Walker Geist asked everyone to exit the current webinar, and then rejoin a brand new room through the basic GoToWebinar software sign-up process; i.e. “Fill out your name and e-mail,” and then a special e-mail with a private conference code would be sent out within seconds.

Many people joined the 2nd webinar; unfortunately, the audio problems hadn’t changed in the process. All members and guests were still unable to hear the presenters.

JD, Walker Geist, and Broker Jones were forced to cancel the webinar and save their presentation for another day. Apparently, JD and Walker attempted to contact the GoToWebinar support line and were not able to receive sufficient assistance. Oceanside Wealth management’s decision to continue their use of the GoToWebinar service is still unknown.

The Administration apologized for this irritating incident. I am also sorry to my personal guests who were awaiting this presentation with anticipation. It seems the show will have to wait another week, folks.

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Tuesday Opportunity Meetings

There is some good news. Oceanside Wealth will continue providing walk-throughs of the OSW opportunity on Tuesday nights. This is a great meeting to encourage your prospects to attend for a full explanation of the company’s nuts and bolts. I’ve already recommended next Tuesday’s opportunity meeting to my guests who were planning to attend last Saturday’s webinar, and I recommend the same to everyone else.

The sign-up instructions and notification for Tuesday’s presentation is not yet available; however, it should appear in my e-mail box before the end of the day. If anyone would like a copy forwarded to their e-mail, you may contact me with the request “OSW’s Tuesday Meeting.”

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– Ryan

RyzOceanside@yahoo.com

www.OceansideWealthBusiness.com

General Motors (GM) News – 5 year dive due to economic recession

As a Michigander living only a few miles away from Detroit, I can’t help but turn on the radio or television each day and hear further tragic news involving the automotive industry, particularly General Motors Corp. GM has been beaten down by the mallet of economic depression for 5 years now, and the effects are starting to light up like a Christmas tree.

— — —

Economic Doom and Gloom

For those of you who don’t have time to keep tabs on Forbes reports, you may be surprised to learn that General Motor’s shares hit a new low today at $1.70, which hasn’t been seen since the Great Depression in the late 1930s.

During the past 5 years, GM has been forced to reduce 46,000 white collar jobs to only 26,000. Just recently, Channel 4 News (WDIV) announced that another 7,000 jobs would have to go by the end of the month. About 3,500 people took the buyout, and another 3,500 will have to be escorted out in due time.

Now GM sits in a position in which it could be forced to declare bankruptcy in a matter of weeks without federal aid. A government bailout is necessary for their continued survival, but of course the Senate isn’t so excited about forking over $25 billion toward the cause.

— — —

To bailout or NOT to bailout?

So now it comes down to two popular opinions, which I will essentially paraphrase:

1. “Our country cannot risk the potential catastrophic events to an already weakened economy if the auto industry collapses. The chain effect of GM’s demise would ultimately results in the loss of 3-4 million American jobs. The government must lend a hand!”

2. “The bailout defies the principles of capitalism. If a company is forced to go under, it may yet resurface. If not, then it stays buried. Bailing GM out today and providing them with the funds to pay their expenses during the next several months will only prolong the inevitable. It will only apply a band-aid that is destined to burst. The government should deny GM’s requests for aid.”

— — —

An Interesting Proposal

The other day, one of my family membes was talking about GM’s current situation and began explaining what he felt the government should do to help the company get back on track. As he went on, I thought to myself- “That’s actually an interesting proposal.”

He essentially stated that if the government planned to aid General Motor’s sinking ship, they should offer all American citizens a major discount on current automobiles; anywhere from $5,000 – $10,000 per new car. This savings opportunity should excite some people, despite the current economic hardships. As GM sales pick up, their revenue increases. As revenue increases and more cars are produced, the demand for jobs remains stable and could potentially increase in due time.

Is the idea feasible? Is it just another “band-aid”? Or could such a plan initiate a series of improvements for General Motors Corp?

At the very least, I thought the idea was quite interesting and it wouldn’t hurt to consider molding a plan that involved a direction of increasing monthly sales. Feel free to share your thoughts.

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– Ryan

RyzOceanside@yahoo.com

www.OceansideWealthBusiness.com

Oceanside Wealth’s First Forex Month – A 9.5% Day!

The month of November marks the very first period in which Oceanside Wealth members are able to profit from the OSW Version 6.0 forex software. Members have the ability to see each individual day’s returns in their back-offices under the “Forex” column.

How has the Forex bot been performing so far?

Very well! In fact, one single astonishing day even resulted in a positive 9.5% ROI!! So, in other words, if you had $1,000 invested in the Oceanside Wealth forex program, you would have earned $95 in just that one day alone! If you had $5,000 in an OSW account, you would have earned $475.

Based on the current trading results we’ve witnessed so far this month, the predicted overall monthly return for November is around the 20% ROI range. Here is a list of the daily returns starting from Halloween night; i.e. October 31, 2008:

— — —

10/31/2008 : 1.14000%
11/2/2008 : 0.53952%
11/3/2008 : 0.71978%
11/4/2008 : 9.53102%
11/5/2008 : -4.35821%
11/7/2008 : -1.74351%
11/9/2008 : 0.53218%
11/10/2008 : 1.11936%
11/11/2008 : 0.94770%
11/12/2008 : 0.67014%
11/13/2008 : 1.05000%
11/14/2008 : 0.47300%
11/15/2008 : 1.39365%
11/16/2008 : 0.70072%

The current running total for this period as of November 19 is approximately 12.44% ROI.

— — —

I won’t attempt to speak for everyone, but I’ll state that I’m sure excited about the current achievements and future projections with Oceanside wealth.

Americans, especially my fellow Michiganders, have to stare down the dark tube of economic recession from day to day. No one feels as if they have a secure job anymore, and even the old methods of “smart investing” and preparation for the future, including pension plans and mutual funds, are decreasing in value and frustrating many people.

And now an investment vehicle surfaces that allows the “average guy or gal” to earn between 15-20% ROI per month. Do you think I feel thankful and fortunate? You betcha!

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– Ryan

RyzOceanside@yahoo.com

www.OceansideWealthBusiness.com

Election of 2008 – Good luck!

Today’s the big day – November 4, 2008.

Will Barack Obama’s slogan “The change we need” stick and carry him on to victory?  Or will the U.S. Senator from Arizona, John McCain, take the seat of power?

We may officially know by the end of the night.  The day is slowly winding down on my side of the nation, 7:00 PM, EST.  Hopefully, many of you reading this took the opportunity to vote and voice your opinion.

Good luck!

— — — — —

– Ryan

RyzOceanside@yahoo.com

www.OceansideWealthBusiness.com

Oceanside Wealth Forex program is READY – Accepting new investments now!

Many people have been looking forward to the availability of the Oceanside Wealth forex program for quite some time now. 

These are pretty exciting times, especially with the recent data the forex traders received when monitoring the performance levels. We’ll go over that “special information” in a bit, but for now, here’s what you need to know if you’re interested in investing through Oceanside:

— — —

1. You need a personal account

If you need to create a new account, THIS set of instructions will help you through the process. If you have set up an account with Oceanside Wealth in the past, you do need to make sure that your monthly subscription is active. Otherwise, you will not be able to collect your profits on any money deposited into the forex program.

If you already have an active account, you’re in good shape and we can move on to #2!

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2. Determine your initial investment

The very minimum you can invest is $100. However, when considering the minimum investment, make sure you evaluate the monthly fees vs. your returns.

For example, if you invest $200 and earn between 10-20% each month, you earn about $20 – 40 of profit. But don’t forget that you are required to pay a $60 monthly fee. Basically, unless you plan to continue compounding your earnings for one year, an initial investment of $100-200 will not be worth your while. If you wish to withdraw all your profits each month, I don’t recommend investing less than $500.

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3. Send your investment to Oceanside Wealth

The only current method of funding your account is an International bank wire. New methods may be available in the future. If you are already a member or you have subscribed to OSW’s updates, you probably have already received an e-mail with the wire instructions. They are also available in the “Updates” section of the forum.

However, if you would like the instructions, simply let me know and I’ll send them to you via e-mail.

—

4. Standby for results!

The final step is very simple: Just sit back and wait until Friday afternoon (Oct 24th) when Administrator JD deposits all wired funds into the forex program.

— — —

As mentioned earlier, we received some exciting news about the previous week’s trading results. Supposedly, Mac, OSW’s trader, called up JD and without even bothering to say “hello” told him- “We just hit 9% this week!”

That’s a pretty incredible rate of return for a single week. 1 full month of trading results like that would yield over 30% at the end of the month. Although we can’t assume this week will enjoy the same high levels of success, let’s just assume half of 9% for the rest of the month. After the 30% OSW fees, you would earn 16% for the month.

And at 16% per month, here’s an example of what your investments could turn into during their first month in the forex program:

$1,000 —> $1,160 = $160 Profit!

$5,000 –> $5,800 = $800 Profit!

$20,000 –> $23,200 = $3,200 Profit!

I think you’ll agree those are some pretty exciting results. Can you imagine earning $1,000 – 3,000 or even more each month by doing nothing more than sitting on your butt and allowing Oceanside Wealth’s traders and software to work for you?

Well, that’s the opportunity you have with this program. Rumor has it among OSW staff that a consistent effort is being made to improve the forex robot’s monthly performance. That means even higher rates of return in the near future. As soon as more information is released on these upgrades, we’ll be sure to let you know!

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– Ryan

RyzOceanside@yahoo.com

www.OceansideWealthBusiness.com

We can’t promise you the world, only legitimacy

I’m seeing a frequent question among Oceanside Wealth members and prospects essentially asking:  “How can my monthly earnings between 10-15% be guaranteed?“

Here’s the short answer to your question: They are NOT guaranteed. I’m not entirely sure if prospects and new members are simply assuming otherwise, or if recruiters are feeding other people false information. Be very careful, and make sure you understand the difference. Any forex program that promises guaranteed earnings on a monthly basis is either feeding you half the truth or running off of an illegal ponzi scheme model.

Here’s the truth about Oceanside Wealth: The forex bot that will be used to trade member’s money each month is expected to return about 10-15% each month. Please notice that’s not a guarantee, but a projection based on previous results. Before our funds were available for OSW investing, the forex bot was tested for a 16 month period and earned an average between 13 and 14% each month. 10-15% was a safe benchmark to use after averaging these results. During last month’s test, the monthly returns actually exceeded the average at 16.3%.

But you also need to remember an important aspect of forex trading: You’re going to have “good” months and “bad” months. During the 16 month test period, the lowest monthly return was 3% and the highest was 45%. What exactly does this mean? Essentially, even during the worst of the “bad months,” the Oceanside wealth forex bot still managed to turn a positive trading result; i.e. a profit. While many individual traders lost money during the financial crisis last month (Lehman Bros, etc.), OSW closed out at a positive 16.3%. The robot was able to respond intelligently to the current situation, discontinue trading activities for that day, and focus on the following day.

So, are your earnings guaranteed? No. However, as an Oceanside Wealth investor, will you tend to earn around 10% profit per month or more? Yes, indeed.

One particular individual asked me a follow-up question the other day: “What happens if we see a negative month?”

Well, we haven’t seen one yet in over a year ever since the forex bot’s progress has been carefully monitored. Is it possible that OSW may meet a horrendous trading month and face a small, unfortunate loss sooner or later? Of course; even the most experienced trader can never guarantee perfection. However, let’s just assume that Oceanside wealth faced a trading result of -5% for one month. How badly would your account be hurt if you already had been consistently earning 10-15% each for several months and then discovered an additional 10% profit the following month? Even if a negative month were to occur, the average monthly returns would pad the temporary loss.

— — —

Administrator JD, Broker Jones, Walker Geist, and all the other big players associated with Oceanside Wealth can’t promise you the world; nor will they deceive anyone into believing that your earnings are always 100% guaranteed. However, they can promise you that OSW revolves around a legitimate trading platform, and that average monthly returns can be realistically projected at 10-15% ROI per month.

I can’t speak for everyone, but averages at 10% per month or even higher are impressive enough to satisfy me. And even if my account ever does take a small hit, I could care less. The bigger picture is in sight.

— — — — —

– Ryan

RyzOceanside@yahoo.com

www.OceansideWealthBusiness.com

Administrator JD and others confirm that Oceanside popularity is spreading!

JD, administrator of Oceanside Wealth has a very popular saying:
“Tell everyone you know about Oceanside before they tell you!”

If you’ve been receiving OSW email updates or listening in on our Saturday webinars, you’ve probably heard this before. It’s easy to look at a statement like that and say, “Ah, he’s just trying to motivate us.” However, there’s much more to that statement than just a simple display of positivity…and we have a story to illustrate why…

— — —

One of the Oceanside Wealth team leaders recently confirmed that this program’s popularity is indeed spreading. This specific individual was waiting in a grocery store checkout line when he suddenly heard a random woman in front of him mention the name “Oceanside Wealth.” She was having a conversation on her cell phone about the company and opportunity!

The name and opportunity is starting to circulate among various groups; both experienced online marketers/investors and novices who are curious about the ability to earn an easy, consistent profit through the forex market.

The predictions about the expected growth in the upcoming months isn’t a joke, and while one random encounter may not necessarily impress everyone out there, remember that Oceanside Wealth hasn’t even released it’s forex investment program to the masses yet. Once that process starts and people begin sharing “I got paid” testimonies across the internet, the program will quickly pick up momentum.

And, although you may think your Aunt Grace and Uncle Bob would never even think about building or investing in such a program, you may not want to be so sure. Many people are starting to look for a source of passive income to help nullify the effects of the poor economic conditions and to help them establish an “early retirement” account.

Don’t take your early position and knowledge about this company for granted. Share the information! You will benefit, and so will they!

— — — — —

– Ryan

RyzOceanside@yahoo.com

www.OceansideWealthBusiness.com

Yahoo Answers – Ridiculous solicitation charge on Oceanside Wealth forex discussion

Greetings! Gather around everyone, while I prepare to tell you a tragic story about loss and injustice! Okay, so I’m exaggerating a bit and using drama to a slight degree, but you’ll see what I mean in time. 😉

— — —

Before I get started, I’d like to state that I normally don’t like to waste precious seconds of my time ranting about misfortunes and unjust actions; however, I’m going to take some time to explain this specific situation because someone searching for answers about Oceanside Wealth may never have the chance to read the explanation and answers to his/her questions that I presented.

Yahoo Answers is a popular platform that allows its members to ask and answer questions about miscellaneous topics. Recently, an anonymous participant asked a few questions about the Oceanside Wealth forex opportunity, stating that he/she was interested, but needed to clear up a few things. I decided to take his questions, one by one, and do my best to address each of his concerns. At the end, I included a link to a page on one of my websites, explaining that an oceanside wealth guide and walk-through was available if interested.

Allow me to state right now: I like to be VERY careful to avoid referral hi-jacking (stealing) and any acts of spam or solicitation. I have posted links to websites I own at Yahoo Answers before with ease, but I still like to be extra safe. So, below the link to the walk-through, I even stated the following (QUOTE):
“Please note: If someone has already specifically referred you to this program, please sign-up under their link and not my own. I’m always happy to accept and train new members; however, I don’t want to hi-jack you from someone else if they have already shared the opportunity with you.”

—–

The very next day…
I received an e-mail from Yahoo saying: “Your content has been deleted. Violation Reason: Solicitation!!“

I was quite surprised to see this, since the Yahoo Answers terms and conditions even state you are allowed to include personal websites and e-mails as long as the post content isn’t some direct solicitation or spam attempt. Therefore, I decided it was time to send in an appeal explaining that my response was perfectly legal and fair, and that I’d be happy to edit the link if they absolutely insisted for whatever unknown reason…despite the fact that their own rules and T&C were on my side.

—–

The next day rolls around…
And what do I find in my e-mail box? A notification of rejection with some bland, uniform e-mail from their system stating: “We have reviewed your appeal request. Upon review we found that your content was indeed in violation of the Yahoo! Answers Community Guidelines.” (Rolling my eyes…more than once too).

The “reviewer” in this case, Dennis Bauer, didn’t even give an effort to address my argument. Just a judge, jury, and executioner mock trial. Although, he did throw in a consolation prize: Yet ANOTHER link to their Rules/Terms and Conditions page. Just for kicks, I read their T&C over yet again, and laughed to myself as I realized how carelessly and irresponsibly this matter had been dealt with. Gold star for Mr. Dennis Bauer though…he’s probably buzzing through tickets and completing his assignments from Yahoo’s “customer care” department in record time.

As you probably guessed, I was a tad confused and irked…to say the least. As if you couldn’t already tell from the tone of this article! However, it is rather frustrating when you take time out of your day to try to help other people, and your response is discarded like a pile of trash or illegal spam. Unfortunately, this specific case is closed, and I don’t see the point in presenting future appeals to inept support staff on Yahoo’s end.

So, now to finally focus on the constructive means of this article (I know! You’ve been waiting for this…) 😀
I’ve decided to post my original response to the individual who posed the questions about Oceanside Wealth. Thankfully, Yahoo sent me a copy of my content during their first ridiculous “violation” notification. If nothing else, at least I will be able to post it here and hope that the Yahoo Answers participant or others with similar questions will still be able to gain from what should have been available to everyone.

Here is the post below. Some of it has been edited, to avoid redundancy for those who have read my “story” so far. Enjoy!

— — —

Oceanside Wealth is a brand new program using specialized forex software to invest member’s money. Unfortunately, no one can give you any personal experiences at this time because the forex investment opp won’t be available until later in September; potentially as early as next Saturday.

I’m not entirely sure what you read or what you were told by others, but oceanside is expected to achieve monthly returns of 10-20% per month. To be on the safe side, you should probably not assume you will earn the upper ends of 20% each month. Also, you must understand that forex results will vary from month to month. During the 15 month test period prior to OSW’s launch, the lowest month was 3% and the highest was 45%. Similar variance is likely to occur in the future as well.

Oceanside Wealth does indeed have a MLM (or network marketing) matrix/business aspect; however, it is optional. Those who choose to build the program can earn extra money on matrix positions below them. They are also entitled to 50% matrix checkmatch bonuses and 5% commission on their direct referral’s forex profits. If you are only interested in the investment portion of the program, you do not have to sponsor or recruit anyone. However, make sure your initial investment follows a good, logical business decision…..

For example, if you do not plan to build the business, keep in mind that Oceanside Wealth charges a $60 fee per month. Therefore, you will want to ensure that your initial investment isn’t small enough to render you monthly profits useless after the monthly fee. Although OSW technically has a minimum investment qualification of $100, Admin JD and I recommend a minimum of $300-500 or so if you are only interested in the investment opp.

OSW also has a special forum community available to all participants: Both forex investors and builders. If you decide to join the program, I look forward to seeing you there!

Take care for now,

– Ryz –
Assistant Marketing Director

— — —

As I said earlier, I think it would neat if the original poster found this, but I won’t hold my breath. Unfortunately, he did not provide an e-mail address or Yahoo ID, so I have no way of directly contacting him. I may still have a few tricks up my sleeve, but I think it’d be wise to focus on more productive measures for the time-being.

If nothing else, we can still all learn a valuable lesson from all of this. Next time you consider posting a summary or a series of answers…CONSIDER MAKING A COPY OR BACK-UP OF YOUR RESPONSE!!! 😛

Take care, everyone, and thanks for reading!

— — — — —

– Ryan

RyzOceanside@yahoo.com

www.OceansideWealthBusiness.com

Oceanside Wealth Forex – Not Just Another “Opportunity”

As stated in previous articles and on the Team Avalanche forums, Oceanside Wealth still plans to launch their forex program on September 1st.

OSW Administrator JD, Walker Geist, and a new presenter, Mark, held the very first Forex specific webinar yesterday night (August 27, 6:30 PDT) and it was extremely exciting to learn about the projected returns, success, and future plans of this software.

For those of you who missed it, there will probably be a recorded version available to you later. Unfortunately, you may not be able to follow along with the visual presentations. Walker did mention that the presentation team would consider holding bi-weekly forex webinars, which means that others will have a chance to SEE the overview of the software nuts and bolts for themselves at a later date. Stay tuned and make plans to attend the next presentation!

After the presentation, the leaders spent well over 30 minutes answering people’s questions. I thought it would be a good idea to re-list some of those important questions and give you the answers along with some of my own recommendations. Here they are…

— — — — —

What is the minimum/maximum we can invest in the Oceanside Wealth Forex program?

There is NO maximum! It was even stated on the calls that if someone wished to invest over 1 million dollars in this program, they would be allowed to. Desired investment funds must be sent to Oceanside Wealth via bank wire for a $40.00 fee.

The minimum is $100. However, depending on the individual’s situation, $100 is not necessarily a realistic or intelligent benchmark. More on that following the next question…

— — —

Since oceanside wealth requires a monthly service fee of $60, and some people will only be interested in the OSW Forex program investments (and not necessarily the MLM matrix), what minimum investment amount should I recommend to others?

Before I go on, let me clearly state: The answer to this question depends entirely on that individual’s (1.) current matrix position, and (2.) their desires to build their matrix in the future.

Remember: All it takes is 6 people under you in the Oceanside Wealth MLM matrix to have your $60 fee covered each month. However, be forewarned that some people will have no interest in building the business component of OSW. In helping them to decide what the recommended minimum for their specific situation, you must consider all fees.

Each bank wire will cost $40.00. Assuming the individual does not build his matrix or currently have any spillover, you must also compare the $60 monthly fee against the projected monthly returns.

Example:
If a new investor decided to start with $100, he would only be left with $60 after the $40 wire fee. Even if the following month produced a return of 15%, the monthly profit on his remaining $60 is only $9. So, he would pay $100 ($40 wire fee + $60 monthly program fee) for a return of $9, and $60 every month after! That would yield a continuous series of negative cashflow, which is a rather poor business decision.

When you are investing a 3-digit amount, the monthly fees start to eat into your profits so you must be extra careful! Unless your prospects plan to build the matrix, I personally don’t recommend that they start out with less than $400-500 if they are expecting a monthly profit. JD and I both agreed that $300 is the absolute minimum that should be recommended under these conditions.

— — —

(Directed at JD)
Why do you need our money?

To quote JD: “The truth is I don’t need any of your money.” And that is true, especially since the new software is bringing in a consistent 10-15% per month on average.

JD explained on Wednesday that he wants to help people through a new, clean method of Multi-Level Marketing (MLM). A while back, he began to study the various MLM companies out there on the internet. The MLM company who holds the record for creating the most millionaires is just shy of 340.

JD wants to beat that record in the upcoming years. And he wants to do so through Oceanside Wealth and its membership. That’s right- He wants this very company and program to make MLM history.

— — —

There were some other questions as well; unfortunately, I can’t list them all at this time. Once the audio copy of August 27th’s webinar is available, I will post it HERE for you all to download and listen to.

The forex program launches in just a few days; September 1st! And let me tell you folks: After the first Oceanside Wealth Forex presentation, there are a lot of people excited. To quote JD: “Get it now and tell other people about it, before they start telling you!”

— — — — —

– Ryan

RyzOceanside@yahoo.com